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Your Account > Product Information for New York Large Groups > HMO & HMO SELECT

HMO & HMO SelectSM

How to sell Information on requesting a quote, Oxford's underwriting guidelines and how to enroll a new group.

In-Network Plans with Flexibility

Oxford offers a variety of HMO products which allow Members to receive care from the physician of their choice within our extensive, credentialed network. These HMO plans are only available with the Liberty Network, which includes approximately 30,000 providers.1 Members within these plans need a referral from their PCP to see a participating specialist.

For Members who prefer to visit our in-network physicians without a referral, Oxford developed the HMO Select. This plan is also only available with the Liberty Network.2 These plans work the same way as our HMO products, except that Members may self-refer to see in-network specialists. Variations of Oxford's HMO products are available in New York, New Jersey and Connecticut.


HMO/Liberty Network:

•  In-network coverage only plan
•  Routine in-network preventive care at no charge
•  PCP referral required for all specialist visits (except OB/GYN)
•  Copay for in-network physician office visits

HMO Select/Liberty Network:

•  In-network coverage only plan
•  Routine in-network preventive care at no charge
•  No referral required for in-network specialist visits
•  Copay for in-network physician office visits


•  Premier physician network, nearly all of whom are board-certified or board-eligible
•  Access to most of the area's finest hospitals, including New York Presbyterian, North Shore/LIJ, and Robert Wood Johnson University Hospital, among others.


•  Commitment to wellness through Oxford's Complementary and Alternative Medicine Program, preventive care programs, and our exclusive Active Partner® Education and Outreach initiatives
•  Our industry-leading customer service and support programs, such as Oxford On-Call ® and our award-winning web site, www.oxfordhealth.com

1 As of 12/31/01. This data represents all participating providers except ancillary providers. Dental and alternative medicine providers are included. Providers who are multiply- boarded are counted multiple times. All data is based on primary practice identification information.

2 The Liberty Network is not available in Connecticut.

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